Statute of Limitations on Credit Card Debt

Statute of Limitations on Personal Debts

Do not act on this information. It's entirely possible that the law has been changed in your state. Always consult with an attorney to confirm the data before taking any action.

Statute of Limitations on Personal Debts

State

Written Debts

Credit Card Debts

AL                    6                      3
AR                   6                      6
AK                   6                      3
AZ                    5                      3
CA                   4                      4
CO                  6                      6
CT                   6                      6
DE                   6                      6
DC                   3                      3
FL                    5                      4
GA                   6                      4
HI                     6                      6
IA                     10                    5
ID                     10                    5
IL                     10                    5
IN                     10                    6
KS                   5                      3
KY                   15                    5
LA                    10                    3
ME                   6                      6
MD                   3                      6
MA                   6                      6
MI                     6                      6
MN                   6                      6
MS                   3                      3
MO                  10                    5
MT                   8                      5
NC                   3                      4
ND                   6                      6
NE                   5                      4
NH                   3                      3
NM                   6                      4
NV                   6                      4
NY                   6                      6
OH                   15                    6
OK                   5                      3
OR                  6                      6
PA                   6                      6
RI                 15                    10
SC                   10                    3
SD                   6                      6
TN                   6                      6
TX                    4                      4
UT                   6                      4
VA                    5                      3
VT                    6                      6
WA                  6                      3
WI                    6                      6
WV                  10                    5
WY                  10                    8